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adjustable rate mortgage

Defined in 1 place of the United States Code.

The term “adjustable rate mortgage” means a residential mortgage that has an interest rate that is subject to change.

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The term “adjustable rate mortgage” means a residential mortgage that has an interest rate that is subject to change. A residential mortgage that: (A) does not fully amortize over the term of the obligation; and (B) contains a conditional right to refinance or modify the unamortized principal at the maturity date of the term, shall be considered to be an adjustable rate mortgage for purposes of this chapter.

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