good payment history
Defined in 1 place of the United States Code.
The term “good payment history” means, with respect to a mortgagor, that the mortgagor has not—
(A) made a mortgage payment that was 60 days or longer past due during the 12-month period beginning 24 months before the date on which the mortgage reaches the cancellation date; or
(B) made a mortgage payment that was 30 days or longer past due during the 12-month period preceding the date on which the mortgage reaches the cancellation date.
Source
- 1998–200012 U.S.C. § 4901Banks and Banking · Definitions · in this chapter
The term "good payment history" means, with respect to a mortgagor, that the mortgagor has not—
(A) made a mortgage payment that was 60 days or longer past due during the 12-month period beginning 24 months before the later of (i) the date on which the mortgage reaches the cancellation date, or (ii) the date that the mortgagor submits a request for cancellation under section 4902(a)(1) of this title; or
(B) made a mortgage payment that was 30 days or longer past due during the 12-month period preceding the later of (i) the date on which the mortgage reaches the cancellation date, or (ii) the date that the mortgagor submits a request for cancellation under section 4902(a)(1) of this title.
Source
- 2000–present12 U.S.C. § 4901Banks and Banking · Definitions · in this chapter