mortgage loan
Defined in 4 places across 4 titles of the United States Code.
As used in this subsection, the term “mortgage loan” means any consumer credit transaction that is secured by the principal dwelling of a consumer.
Source
- 2009–present15 U.S.C. § 1641Commerce and Trade · Liability of assignees · in this subchapter
In this subparagraph, the term "mortgage loan" means an extension of credit to a borrower that is secured by the primary residence of the borrower.
Source
- 2008–present20 U.S.C. § 1078Education · Federal PLUS loans · under this section
In this subparagraph, the term “mortgage loan” means an extension of credit to a borrower that is secured by the primary residence of the borrower.
(iii) Nothing in this subparagraph shall be construed to limit an eligible lender’s authority under the regulations promulgated pursuant to paragraph (1)(A) to determine that extenuating circumstances exist.
Source
- 201320 U.S.C. § 1078Education · Federal PLUS loans · under this section
The term “mortgage loan” includes any loan (other than temporary financing such as a construction loan) that—
(A) is secured by a first lien on any interest in residential real property; and
(B) either—
(i) is insured, guaranteed, made, or assisted by the Department of Housing and Urban Development, the Department of Veterans Affairs, or the Farmers Home Administration, or by any other agency of the Federal Government; or
(ii) is intended to be sold by each originating mortgage institution to any federally chartered secondary mortgage market institution.
Source
- 1994–present42 U.S.C. § 4851BThe Public Health and Welfare · Definitions · for the purposes of this chapter
the term “mortgage loan” means a loan which is secured by residential real property or a home improvement loan;
Source
- 1994–present12 U.S.C. § 2802Banks and Banking · Definitions · for purposes of this chapter