Collections Law in Florida
This page covers collections law as it applies in Florida — the state and federal laws that govern it, filing deadlines, where to get help, and notable in-state decisions. For what collections protects generally, see the national overview.
Compiled from primary legal sourcesNot legal adviceHow we source this
Laws that govern collections in Florida
Florida state law
Federal law
- Title 15 — Commerce and Trade
The U.S. Code title that houses these federal statutes.
- Fair Debt Collection Practices Act
Federal law that limits the actions of third-party debt collectors who are attempting to collect debts on behalf of another person or entity. Codified at 15 U.S.C. §§ 1692 et seq.
- Fair Credit Reporting Act
Federal law that regulates the collection, dissemination, and use of consumer credit information. Codified at 15 U.S.C. §§ 1681 et seq.
Where to go & how to get help
Government agencies and non-profit legal-help organizations for collections in Florida.
Official U.S. government starting point for finding free or low-cost legal help and legal-aid programs near you.
Locate the LSC-funded legal-aid organization that serves your county for civil (non-criminal) legal problems.
Find your state or local bar association lawyer-referral service and free legal-answer programs.
Find your state attorney general to file consumer-protection, civil-rights, or other complaints.
Not legal advice. State-specific statutes, deadlines and procedures are being sourced and will appear here.