Learn More About Collections Law in Lubbock, Texas

Lubbock is an American city in the state of Texas. Located in the northwestern part of the state, a region known historically as the Llano Estacado, it is the county seat of Lubbock County, and the home of Texas Tech University. According to the 2000 U.S. Census, the city population was 199,564, making it the 90th largest city in the United States and the 11th largest in Texas. The 2006 population was estimated to be 212,169. Lubbock County had an estimated 2006 population of 254,862. Lubbock's nickname is the "Hub City" which derives from being the economic, education, and health care hub of a multi-county region commonly called the South Plains. The area is the largest contiguous cotton-growing region in the world and is heavily dependent on irrigation water drawn from the Ogallala Aquifer.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in Texas

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...