ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. Attorneys may represent employees or they may represent the company in the design, preparation, and review of plan, trust, and employee communication documents to implement pension, profit sharing, employee stock ownership, fringe benefit, flexible benefit, and all types of employee welfare plans.
Spencer is a city in Clay County, Iowa, United States, at the confluence of the Little Sioux and Ocheyedan Rivers. The population was 11,317 at the 2000 census. It is the county seat of Clay County. Spencer is famous as the home of the Clay County Fair, held annually in September AND DEWEY Readmore Books, the Library Cat . The fair averages over 300,000 visitors per year. Spencer was ranked 10th best place to live in the United States by Relocate-America. com's "America's Top 100 Places to Live for 2007."