Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Barrow is a city in and the borough seat of the North Slope Borough in the U.S. state of Alaska. It is one of the northernmost cities in the world, and is the northernmost city in the United States, with nearby Point Barrow being the nation's northernmost point. The population was 4,683 at the 2000 census, with an estimated population of 3,982 in 2007. It was named after Sir John Barrow.