Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Newark is a city in New Castle County, Delaware, USA, 12 miles (19 km) west-southwest of Wilmington. According to 2006 Census Bureau estimates, the population of the city is 30,060. Newark is the home of the University of Delaware. Newark is pronounced /ˈnuːɑrk/ (with a broad A, as in "Noah's Ark"), in contrast to /ˈnuːərk/ or /ˈnjuːərk/ for Newark, New Jersey.