Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Saint Georges is an unincorporated town situated on the Chesapeake and Delaware Canal in New Castle County, Delaware, about midway between the Delaware River and Chesapeake Bay. The town is located in New Castle County District 12 and is represented to the county council by Councilman James W. (Bill) Bell. The town has at least one civic association, the North Saint Georges Civic Association, which is led by President Phil Thayer and which represents the town to the New Castle County Council. The Chesapeake & Delaware Canal Bridge passes just west of town. It is the only cable-stayed bridge in the Delaware Valley and one of the first in the nation. It opened in 1995 as a replacement to the still standing St. Georges Bridge, which carries U.S. Highway 13 over the town of Saint Georges and the Canal. The St. Georges Bridge is in turn a replacement for a former lift bridge that sat in the middle of town. That bridge—built in 1923—was knocked down on January 10, 1939 by the 6,000-ton freighter Waukegan. The freighter lost control, hit the north tower of the bridge and caused it to collapse. Two people died: the bridge tender and the bridge electrician. One other bridge spanned the C & D Canal before the lift bridge. It was a small pedestrian swing bridge that crossed over the former Saint Georges Locks. It was destroyed when the locks were dismantled during the first widening and deepening (to sea level) of the canal. Saint George's ZIP Code is 19733.