Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Hilliard is a town in Nassau County, Florida, United States. The population was 2,702 at the 2000 census. As of 2004, the population recorded by the United States Census Bureau is 2,840 . In 2003, Hilliard was chosen as the "2003 Rural Community of the Year" by Florida governor Jeb Bush, because of its collaboration with the YMCA to establish a local chapter, which includes a large swimming pool and exercise facilities.