Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Miami Beach is a city in Miami-Dade County, Florida, United States. The city was incorporated on March 26, 1915. It is located on a barrier island between Biscayne Bay and the Atlantic Ocean; the Bay separates Miami Beach from the city of Miami, Florida. The city is often referred to under the umbrella term of "Miami," despite being a distinct municipality. As of the 2000 census, the city had a total population of 87,933. 55.5% of the population was foreign born. A 2005 population estimate for the city was 87,925. Miami Beach has been one of America's pre-eminent beach resorts for almost a century.