Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Frederick is a city in west-central Maryland, United States. It is the county seat of Frederick County, the largest county by area in the state of Maryland. Frederick is an outlying community of the Washington-Arlington-Alexandria, DC-VA-MD-WV Metropolitan Statistical Area, which is part of a greater Washington-Baltimore-Northern Virginia, DC-MD-VA-WV Combined Statistical Area. As of the 2008 U.S. Census Bureau estimates, the city has a total population of 59,213, making it the third-largest incorporated area in Maryland, behind Baltimore and Rockville. Frederick is home to Frederick Municipal Airport (FDK), which primarily accommodates general aviation traffic, and to the U.S. Army's Fort Detrick, the largest employer in the county. Frederick is also home to BP Solar, which is the second-largest employer in the county.