Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Springfield is the third largest city in the U.S. state of Missouri. It is the county seat of Greene County. On July 1, 2008, the estimated population was 156,206. The Springfield Metropolitan Area, population 426,144, and includes the counties of Christian, Dallas, Greene, Polk and Webster. The estimated population inside a 50-mile (80 km) radius of Springfield was 662,587 as of 2009. Springfield is near the population center of the United States, about 80 miles (130 km) to the east. Springfield's nickname is The Queen City of the Ozarks. It is also known as The Cultural Center of the Ozarks, The Gateway to the Ozarks, and The Birthplace of Route 66.