Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Clovis is a city in and the county seat of Curry County, New Mexico, United States. Its population was 37,213 as of the 2009 census. Clovis is located in the Llano Estacado and eastern New Mexico regions. The largely agricultural town is also noted for its role in early rock music history. Nearby Cannon Air Force Base has a significant impact on the community. It is the principal city of the Clovis Micropolitan Statistical Area, which is part of the larger Clovis-Portales Combined Statistical Area.