Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Athens is a city in, and the county seat of, Athens County, Ohio, United States. A historic college town in the southeastern part of the state, Athens is home to Ohio University and is the principal city of the Athens, Ohio Micropolitan Statistical Area. The population was 21,342 in the 2000 census; it was estimated to be 21,909 in 2007. Athens is a qualified Tree City USA by the National Arbor Day Foundation.