Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Alvin is a city in Brazoria County, Texas, United States, within the Houston–Sugar Land–Baytown Metropolitan Area. The city sits in Texas's 14th Congressional District, currently represented by Congressman Ron Paul. As of the 2000 U.S. Census, the city population was 21,413. Alvin's claim to fame is Baseball Hall of Famer Nolan Ryan, who moved with his family to the city in 1947 as an infant and lived there until he moved to Round Rock in 2003. The Nolan Ryan Museum is in the Nolan Ryan Foundation and Exhibit Center on the campus of Alvin Community College. The museum covers the entire life and sports career of Nolan Ryan, and includes a machine that lets the visitor feel what it is like to catch one of Nolan Ryan's pitches. Jerry Koosman, one of Ryan's teammates on the New York Mets, once quipped that Alvin was so small, "it didn't have a last name."