Chapter

Bank Deposits and Collections

AS 45.04.101— Short title
AS 45.04.102— Applicability
AS 45.04.103— Variation by agreement; measure of damages; certain action constituting ordinary care
AS 45.04.104— Definitions and index of definitions
AS 45.04.105— “Bank”; “depositary bank”; “intermediary bank”; “collecting bank”; “payor bank”; “presenting bank.”
AS 45.04.106— Payable through or payable at bank; collecting bank
AS 45.04.107— Separate office of a bank
AS 45.04.108— Time of receipt of items
AS 45.04.109— Delays
AS 45.04.110— Electronic presentment
AS 45.04.111— Statute of limitations
AS 45.04.201— Status of collecting bank as agent and provisional status of credits; applicability; item endorsed “pay any bank”
AS 45.04.202— Responsibility for collection or return; when action timely
AS 45.04.203— Effect of instructions
AS 45.04.204— Methods of sending and presenting; sending directly to payor bank
AS 45.04.205— Depositary bank holder of unendorsed item
AS 45.04.206— Transfer between banks
AS 45.04.207— Transfer warranties
AS 45.04.208— Presentment warranties
AS 45.04.209— Encoding and retention warranties
AS 45.04.210— Security interest of collecting bank in items, accompanying documents, and proceeds
AS 45.04.211— When bank gives value for purposes of holder in due course
AS 45.04.212— Presentment by notice of item not payable by, through, or at a bank; liability of drawer or endorser
AS 45.04.213— Medium and time of settlement by bank
AS 45.04.214— Right of charge back or refund; liability of collecting bank; return of item
AS 45.04.215— Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal
AS 45.04.216— Insolvency and preference
AS 45.04.301— Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payor bank
AS 45.04.302— Payor bank's responsibility for late return of item
AS 45.04.303— When items subject to notice, stop-payment order, legal process, or setoff; order in which items may be charged or certified
AS 45.04.401— When bank may charge customer's account
AS 45.04.402— Bank's liability to customer for wrongful dishonor; time of determining insufficiency of account
AS 45.04.403— Customer's right to stop payment; burden of proof of loss
AS 45.04.404— Bank not obligated to pay check more than six months old
AS 45.04.405— Death or incompetence of a customer
AS 45.04.406— Customer's duty to discover and report unauthorized signature or alteration
AS 45.04.407— Payor bank's right to subrogation on improper payment
AS 45.04.501— Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor
AS 45.04.502— Presentment of “on arrival” drafts
AS 45.04.503— Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need
AS 45.04.504— Privilege of presenting bank to deal with goods; security interest for expenses