Ala. Code § 27-12-24

Refusal of Insurer to Pay or Settle Claims.

Known as the Trade Practices Law

The act spans §§ 27–27 (22 sections).

Applied in 4 court decisions — leading case Gilbert v. Alta Health & Life Insurance (2001)

Most recently applied in Ceres Environmental Services, Inc. v. Arch Specialty Insurance (April 2012)

(Acts 1971, No. 407, p. 707, §249.1.)

How often courts cite this section

citing decisions per year

Court decisions citing this, by year. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.

No insurer shall, without just cause, refuse to pay or settle claims arising under coverages provided by its policies in this state and with such frequency as to indicate a general business practice in this state, which general business practice is evidenced by:

(1) A substantial increase in the number of complaints against the insurer received by the Insurance Department;

(2) A substantial increase in the number of lawsuits against the insurer or its insureds by claimants; and

(3) Other relevant evidence.

Official source: Alabama Legislature (ALISON). Reproduced from public-domain Alabama statutes; confirm against the official source for the current text. Not legal advice.