No person shall make or issue, or cause to be made or issued, any written or oral statement misrepresenting or making misleading incomplete comparisons as to the terms, conditions, or benefits contained in any policy for the purpose of inducing, or attempting or tending to induce, the policyholder to lapse, forfeit, surrender, retain, exchange, or convert any insurance policy.
Ala. Code § 27-12-6
“Twisting.”
Known as the Trade Practices Law
The act spans §§ 27–27 (22 sections).
Applied in 7 court decisions — leading case Swerhun v. Guardian Life Ins. Co. of America (1992)
Most recently applied in Meggs v. Booth (In Re Booth) (December 1994)
(Acts 1971, No. 407, p. 707, §232.)
How often courts cite this section
Court decisions citing this, by year. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.
Official source: Alabama Legislature (ALISON). Reproduced from public-domain Alabama statutes; confirm against the official source for the current text. Not legal advice.