As used in this subchapter:
(1) “Craniofacial anomaly” means a congenital or acquired musculoskeletal disorder that primarily affects the cranial facial tissue;
(2) “Health benefit plan” means an individual, blanket, or any group plan, policy, or contract for healthcare services issued or delivered in this state by a healthcare insurer, health maintenance organization, hospital medical service corporation, or self-insured governmental or church plan in this state.
(3) “Health benefit plan” includes: Indemnity and managed care plans; and
(4) Plans providing health benefits to state and public school employees under § 21-5-401 et seq.
(5) “Health benefit plan” does not include: A disability income plan;
(6) A credit insurance plan;
(7) Insurance coverage issued as a supplement to liability insurance;
(8) Medical payments under an automobile or homeowners' insurance plan;
(9) A health benefit plan provided under Arkansas Constitution, Article 5, § 32, the Workers' Compensation Law, § 11-9-101 et seq., and the Public Employee Workers' Compensation Act, § 21-5-601 et seq.;
(10) A plan that provides only indemnity for hospital confinement;
(11) An accident-only plan; or
(12) A specified disease plan; and
(13) “Reconstructive surgery” means the use of surgery to alter the form and function of the cranial facial tissues due to a congenital or acquired musculoskeletal disorder.