(1) Further, a violation of the provisions of this subchapter by a credit card issuer or creditor issuing a credit card shall constitute an unfair and deceptive act or practice as defined by the Deceptive Trade Practices Act, § 4-88-101 et seq.
(2) All remedies, penalties, and authority granted to the Attorney General under the Deceptive Trade Practices Act, § 4-88-101 et seq., shall be available to the Attorney General for the enforcement of this section.
(3) Nothing in this subchapter shall limit the rights or remedies which are otherwise available to the credit card holder under any other law.
(4) The obligations under this subchapter are cumulative and should in no way be deemed to limit the obligations imposed under any other state or federal law.