As used in this chapter:
(1) “Catastrophe” means: Serious physical injury or death to five (5) or more persons; or
(2) Substantial damage to five (5) or more occupiable structures or property loss in excess of five hundred thousand dollars ($500,000);
(3) “Occupiable structure” means a vehicle, building, or other structure: In which any person lives or carries on a business or other calling;
(4) In which people assemble for a purpose of business, government, education, religion, entertainment, or public transportation; or
(5) That is customarily used for overnight accommodation of a person, whether or not a person is actually present.
(6) “Occupiable structure” includes each unit of an occupiable structure divided into a separately occupied unit;
(7) “Property” means real property or tangible or intangible personal property, including money or any paper or document that represents or embodies anything of value;
(8) “Property of another person” means any property in which any person or government other than the actor has a possessory or proprietary interest; and
(9) “Vital public facility” means a facility maintained for use for: Public communication, transportation, or supply of water, gas, or power;
(10) Law enforcement;
(11) Fire protection;
(12) Civil or national defense; or
(13) Other public service.