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Cal. Civ. Code § 1748.9

CREDIT CARDS

Known as the Song-Beverly Credit Card Act

The act spans §§ 1747–1748 (27 sections).

Applied in 5 court decisions — leading case Rose v. Chase Bank USA, N.A. (2008)

Most recently applied in Parks v. MBNA America Bank (June 2012)

Added by Stats. 1999, Ch. 171, Sec. 1

How often courts cite this section

20052010201220
citing decisions per year

Court decisions citing this, by year. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.

(a) A credit card issuer that extends credit to a cardholder through the use of a preprinted check or draft shall disclose on the front of an attachment that is affixed by perforation or other means to the preprinted check or draft, in clear and conspicuous language, all of the following information:

(1) That “use of the attached check or draft will constitute a charge against your credit account.”

(2) The annual percentage rate and the calculation of finance charges, as required by Section 226.16 of Regulation Z of the Code of Federal Regulations, associated with the use of the attached check or draft.

(3) Whether the finance charges are triggered immediately upon the use of the check or draft.

Official source: California Legislative Information. Reproduced from public-domain California statutes; confirm against the official source for the current text. Not legal advice.