Loan Regulations
Applied in 6 court decisions — leading case 92 Cal. App. 4th 917 - Black v. Financial Freedom Senior Funding Corp. (2001)
Most recently applied in 5 Cal. 5th 966 - De La Torre v. CashCall, Inc. (August 2018)
Added by Stats. 1994, Ch. 1115, Sec. 2
Court decisions citing this, by year. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.
(a) Section 1670.5 of the Civil Code applies to the provisions of a loan contract that is subject to this division.
(b) A loan found to be unconscionable pursuant to Section 1670.5 of the Civil Code shall be deemed to be in violation of this division and subject to the remedies specified in this division.
Official source: California Legislative Information. Reproduced from public-domain California statutes; confirm against the official source for the current text. Not legal advice.