The purposes of this part include the following:
(a) To prevent discrimination in the provision of financial assistance for financing or refinancing the purchase, construction, rehabilitation, or improvement of housing accommodations because of conditions, characteristics, or trends in the neighborhood or geographic area surrounding the security property.
(b) To encourage increased lending in neighborhoods or geographic areas in which conventional residential mortgage financing has been unavailable.
(c) To increase the availability of housing accommodations to creditworthy persons.
(d) To ensure the supply of decent, safe housing.
(e) To prevent the abandonment and decay of neighborhoods and geographic areas.