No policy of residential property insurance may be issued or delivered or, with respect to policies in effect on the effective date of this chapter, initially renewed in this state by any insurer unless the named insured is offered coverage for loss or damage caused by the peril of earthquake as provided in this chapter. That coverage may be provided in the policy of residential property insurance itself, either by specific policy provision or endorsement, or in a separate policy or certificate of insurance which specifically provides coverage for loss or damage caused by the peril of earthquake alone or in combination with other perils.
Cal. Ins. Code § 10081
Earthquake Insurance
Applied in 4 court decisions — leading case 46 Cal. App. 4th 554 - Wolfe v. State Farm Fire & Casualty Insurance (1996)
Most recently applied in Kenneth Aslan v. State Farm Fire and Casualty Company (September 1997)
Added by Stats. 1984, Ch. 916, Sec. 1.
How often courts cite this section
Court decisions citing this, by year. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.
Official source: California Legislative Information. Reproduced from public-domain California statutes; confirm against the official source for the current text. Not legal advice.