Group Life Policies
Known as the Health Insurance Disclosure Act
The act spans §§ 10110–11549 (1,209 sections).
Applied in 2 court decisions — leading case 67 Cal. 2d 527 - Humphrey v. Equitable Life Assurance Society of America (1967)
Most recently applied in Estate of Gorby v. Commissioner (October 1969)
Enacted by Stats. 1935, Ch. 145.
The policy shall contain a provision that:
(a) The policy, the application of the employer and the individual applications, if any, of the employees constitute the entire contract of insurance.
(b) All statements made by the employer or by the individual employees are, in the absence of fraud, representations and not warranties.
(c) Such statements will not be used in defense to a claim under the policy, unless contained in a written application.
Official source: California Legislative Information. Reproduced from public-domain California statutes; confirm against the official source for the current text. Not legal advice.