The falsity of any statement in the application for any policy covered by this chapter shall not bar the right to recovery under the policy unless such false statement was made with actual intent to deceive or unless it materially affected either the acceptance of the risk or the hazard assumed by the insurer.
Cal. Ins. Code § 10380
Interpretation of Policy
Known as the Health Insurance Disclosure Act
The act spans §§ 10110–11549 (1,209 sections).
Applied in 3 court decisions — leading case Security Life Insurance Company of America v. Meyling (1998)
Most recently applied in 442 F. Supp. 2d 914 - Clarendon National Insurance v. Insurance Co. of the West (July 2006)
Amended by Stats. 1993, Ch. 1209, Sec. 9
How often courts cite this section
Court decisions citing this, by year. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.
Official source: California Legislative Information. Reproduced from public-domain California statutes; confirm against the official source for the current text. Not legal advice.