No insurer issuing or providing any policy of disability insurance covering hospital, medical, or surgical expenses shall engage in the practice of postclaims underwriting. For purposes of this section, “postclaims underwriting” means the rescinding, canceling, or limiting of a policy or certificate due to the insurer’s failure to complete medical underwriting and resolve all reasonable questions arising from written information submitted on or with an application before issuing the policy or certificate.
Cal. Ins. Code § 10384
Interpretation of Policy
Known as the Health Insurance Disclosure Act
The act spans §§ 10110–11549 (1,209 sections).
Applied in 1 court decision — leading case 180 Cal. App. 4th 1237 - Blue Cross of California, Inc. v. Superior Court (2010)
Most recently applied in 180 Cal. App. 4th 1237 - Blue Cross of California, Inc. v. Superior Court (January 2010)
Added by Stats. 1993, Ch. 1210, Sec. 8
Official source: California Legislative Information. Reproduced from public-domain California statutes; confirm against the official source for the current text. Not legal advice.