All fire policies on subject matter in California shall be on the standard form, and, except as provided by this article shall not contain additions thereto. No part of the standard form shall be omitted therefrom except that any policy providing coverage against the peril of fire only, or in combination with coverage against other perils, need not comply with the provisions of the standard form of fire insurance policy or Section 2080; provided, that coverage with respect to the peril of fire, when viewed in its entirety, is substantially equivalent to or more favorable to the insured than that contained in such standard form fire insurance policy.
Cal. Ins. Code § 2070
California Standard Form Fire Insurance Policy
Applied in 25 court decisions — leading case 169 Cal. App. 3d 766 - Nichols v. Great American Ins. Companies (1985)
Most recently applied in Foster v. Liberty Mut. Fire Ins. Co. (August 2018)
Amended by Stats. 1982, Ch. 124, Sec. 1.
How often courts cite this section
Court decisions citing this, by year. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.
Official source: California Legislative Information. Reproduced from public-domain California statutes; confirm against the official source for the current text. Not legal advice.