If the insured has no insurable interest, the contract is void.
Cal. Ins. Code § 280
Insurable Interest: Generally
Applied in 14 court decisions — leading case 42 Cal. App. 3d 604 - Banerian v. O'MALLEY (1974)
Most recently applied in 28 F. Supp. 3d 1110 - McAdam v. State National Insurance (June 2014)
Enacted by Stats. 1935, Ch. 145.
How often courts cite this section
Court decisions citing this, by year. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.
Official source: California Legislative Information. Reproduced from public-domain California statutes; confirm against the official source for the current text. Not legal advice.