Materiality is to be determined not by the event, but solely by the probable and reasonable influence of the facts upon the party to whom the communication is due, in forming his estimate of the disadvantages of the proposed contract, or in making his inquiries.
Cal. Ins. Code § 334
Concealment
Applied in 50 court decisions — leading case 176 Cal. App. 3d 598 - CNA Casualty of California v. Seaboard Surety Co. (1986)
Most recently applied in Santa Clara Waste Water Co. v. Allied World Nat'l Assurance Co. (December 2017)
Enacted by Stats. 1935, Ch. 145.
How often courts cite this section
Court decisions citing this, by year. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.
Official source: California Legislative Information. Reproduced from public-domain California statutes; confirm against the official source for the current text. Not legal advice.