An insurer is liable for a loss of which a peril insured against was the proximate cause, although a peril not contemplated by the contract may have been a remote cause of the loss; but he is not liable for a loss of which the peril insured against was only a remote cause.
Cal. Ins. Code § 530
Causes of Loss
Applied in 27 court decisions — leading case 10 Cal. 3d 94 - State Farm Mutual Automobile Insurance v. Partridge (1973)
Most recently applied in Dowdy v. Metro. Life Ins. Co. (May 2018)
Enacted by Stats. 1935, Ch. 145.
How often courts cite this section
Court decisions citing this, by year. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.
Official source: California Legislative Information. Reproduced from public-domain California statutes; confirm against the official source for the current text. Not legal advice.