(a) The department may establish and collect fees to fund the costs of administering the revolving loan program, including, but not limited to, an application fee and loan closing points.
(b) Moneys collected by the department from loan repayments and fees shall be deposited in the loan fund. Loan repayments and fees include, but are not limited to, any of the following:
(1) Principal and interest repayments.
(2) Fees and loan closing points.
(3) Recovery of collection costs.
(4) Income earned on an asset recovered pursuant to a loan default.
(5) Moneys collected through foreclosure and other collection actions.