C.R.S. § 5-4-103

As used in this code, unless the context otherwise requires: (1) “Consumer credit insurance” means insurance, other than insurance on property, by which the satisfaction of debt in whole or in part is a benefit provided but does not include: (a) Insurance, as to which a finance charge is imposed and provided in relation to a credit transaction in which a payment is scheduled more than ten years after the extension of credit; (b) Insurance issued as an isolated transaction on the part of the insurer not related to an agreement or plan for insuring consumers of the creditor; or (c) Insurance indemnifying the creditor against loss due to the consumer’s default. (2) “Credit Insurance Act” means the “Credit Insurance Act”, article 10 of title 10 , C.R.S.