The purposes of this subchapter are:
(1) To assure stability in the property insurance market of this State;
(2) To make basic property insurance available for qualified property established by this section;
(3) To encourage maximum use in obtaining basic property insurance of the available, normal insurance market provided by the private property insurance industry;
(4) To provide for equitable distribution among authorized insurers of the responsibility for insuring qualified property for which basic property insurance cannot be obtained through the normal insurance market.