A check or other draft does not of itself operate as an assignment of funds in the hands of the drawee which are available for its payment, and the drawee is not liable on the instrument until the drawee accepts it.
Fla. Stat. § 673.4081
Drawee not liable on unaccepted draft
Known as the Uniform Commercial Code
The act spans §§ 673–673 (69 sections).
History.--s. 2, ch. 92-82.
Official source: Online Sunshine (Florida Legislature). Reproduced from public-domain Florida statutes; confirm against the official source for the current text. Not legal advice.