Chapter

Chapter 4

O.C.G.A. § 11-4-101— Short title
O.C.G.A. § 11-4-102— Applicability
O.C.G.A. § 11-4-103— Variation by agreement; measure of damages; action constituting ordinary care
O.C.G.A. § 11-4-104— Definitions and index of definitions
O.C.G.A. § 11-4-105— “Bank”; “depositary bank”; “payor bank”; “intermedi-
O.C.G.A. § 11-4-106— Payable through or payable at bank; collecting bank
O.C.G.A. § 11-4-107— Separate office of a bank
O.C.G.A. § 11-4-108— Time of receipt of items
O.C.G.A. § 11-4-109— Delays
O.C.G.A. § 11-4-110— Electronic presentment
O.C.G.A. § 11-4-111— Statute of limitations
O.C.G.A. § 11-4-201— Status of collecting bank as agent and provisional
O.C.G.A. § 11-4-202— Responsibility for collection or return; when action timely
O.C.G.A. § 11-4-203— Effect of instructions
O.C.G.A. § 11-4-204— Methods of sending and presenting; sending directly to payor bank
O.C.G.A. § 11-4-205— Depositary bank holder of unindorsed item
O.C.G.A. § 11-4-206— Transfer between banks
O.C.G.A. § 11-4-207— Transfer warranties
O.C.G.A. § 11-4-208— Presentment warranties
O.C.G.A. § 11-4-209— Encoding and retention warranties
O.C.G.A. § 11-4-210— Security interest of collecting bank in items, accompanying documents, and proceeds
O.C.G.A. § 11-4-211— When bank gives value for purposes of holder in due course
O.C.G.A. § 11-4-212— Presentment by notice of item not payable by, through, or at a bank; liability of drawer or indorser
O.C.G.A. § 11-4-213— Medium and time of settlement by bank
O.C.G.A. § 11-4-215— Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal
O.C.G.A. § 11-4-216— Insolvency and preference
O.C.G.A. § 11-4-301— Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payor bank
O.C.G.A. § 11-4-302— Payor bank’s responsibility for late return of item
O.C.G.A. § 11-4-303— When items subject to notice, stop-payment order, legal process, or setoff; order in which items may be charged or certified
O.C.G.A. § 11-4-401— When bank may charge customer’s account
O.C.G.A. § 11-4-402— Bank’s liability to customer for wrongful dishonor; time of determining insufficiency of account
O.C.G.A. § 11-4-404— Bank not obliged to pay check more than six months old
O.C.G.A. § 11-4-405— Death or incompetence of customer
O.C.G.A. § 11-4-406— Customer’s duty to discover and report unauthorized signature or alteration
O.C.G.A. § 11-4-407— Payor bank’s right to subrogation on improper pay- ment
O.C.G.A. § 11-4-501— Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor
O.C.G.A. § 11-4-502— Presentment of “on arrival” drafts
O.C.G.A. § 11-4-503— Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need
O.C.G.A. § 11-4-504— Privilege of presenting bank to deal with goods; security interest for expenses
O.C.G.A. § 11-4-3038— If the signature of more than one person is required to draw on an account, any of these persons may stop payment or close the account