(a) In this Code section, the following rules determine a debtor’s location:
(1) A debtor who is an individual is located at the individual’s principal residence;
(2) A debtor that is an organization and has only one place of business is located at its place of business; and
(3) Adebtor that is an organization and has more than one place of business is located at its chief executive office.
(b) A cause of action in the nature of a claim for relief under this article is governed by the law of the jurisdiction in which the debtor is located when the transfer is made or the obligation is incurred.