No employer shall be placed in an assigned risk pool for workers' compensation insurance that does not utilize an experience rating plan that includes:
(1) Reasonable eligibility standards;
(2) Incentives for loss prevention;
(3) Sufficient premium differentials to encourage safety; and
(4) Provisions for reasonable and equitable limitations on the ability of policyholders to avoid the impact of past adverse claims experience through change of ownership, control, management, or operation.