The following persons are not debt adjusters for the purposes of this chapter:
(1) An attorney licensed to practice law in this State, including the Legal Aid Society of Hawaii;
(2) A person who is a regular full-time employee of a debtor and who acts as an adjuster of the person's employer's debt;
(3) A person acting pursuant to any order or judgment of court or pursuant to authority conferred by any law of this State or of the United States;
(4) A nonprofit or charitable corporation or association who acts as an adjuster of a debtor's debts, even though the nonprofit corporation or association may charge and collect nominal sums as reimbursement for expenses in connection with such services.