This chapter shall not apply to any policy:
1. Issued under an automobile assigned risk plan.
2. Covering garage, automobile sales agency, repair shop, service station, or public parking place operation hazards.
3. Insuring more than four automobiles.
4. Issued principally to cover personal or premises liability of an insured even though such insurance may also provide some incidental coverage for liability arising out of the ownership, maintenance, or use of a motor vehicle on the premises of such insured or on the ways immediately adjoining the premises.