Iowa Chapter 524 — Banks
225 sections hosted, reproduced from the official public-domain source.
- Iowa Code § 524.101— Short title
- Iowa Code § 524.102— Statement of intent
- Iowa Code § 524.103— Definitions
- Iowa Code § 524.104— Rules of construction
- Iowa Code § 524.105— Effect on existing banks
- Iowa Code § 524.107— Persons authorized to engage in banking business — educational bank
- Iowa Code § 524.108— Applicability of safe deposit provisions
- Iowa Code § 524.109— Bankers’ bank authorized — authority to hold shares of bankers’ bank
- Iowa Code § 524.201— Superintendent of banking
- Iowa Code § 524.203— Superintendent — vacancy
- Iowa Code § 524.204— Deputy superintendent of banking
- Iowa Code § 524.205— State banking council
- Iowa Code § 524.206— Banking division created
- Iowa Code § 524.207— Expenses of the banking division — fees
- Iowa Code § 524.208— Examiners and other employees
- Iowa Code § 524.209— Expenses
- Iowa Code § 524.210— Insurance and surety bonds
- Iowa Code § 524.211— Prohibitions relating to banking division personnel
- Iowa Code § 524.212— Prohibition against disclosure of regulatory information
- Iowa Code § 524.213— Duties and powers of superintendent
- Iowa Code § 524.214— Subpoena — contempt
- Iowa Code § 524.215— Records of division of banking
- Iowa Code § 524.215A— Preservation of division of banking records
- Iowa Code § 524.216— Annual report of superintendent
- Iowa Code § 524.217— Examinations
- Iowa Code § 524.218— Regulation and examination of service providers
- Iowa Code § 524.219— Fees
- Iowa Code § 524.220— Reports to superintendent
- Iowa Code § 524.221— Preservation of bank records — statute of limitations
- Iowa Code § 524.222— Meetings of the board of directors called by superintendent
- Iowa Code § 524.223— Power of superintendent to issue orders
- Iowa Code § 524.224— Grounds for order to cease business — appointment of receiver
- Iowa Code § 524.225— Procedures — judicial review
- Iowa Code § 524.227— Enforcement of Iowa consumer credit code
- Iowa Code § 524.228— Emergency cease and desist order — final order — suspension
- Iowa Code § 524.229— Emergency powers of superintendent
- Iowa Code § 524.230— Superintendent authority — supervision of state bank
- Iowa Code § 524.301— Incorporators
- Iowa Code § 524.302— Articles of incorporation
- Iowa Code § 524.303— Application for approval
- Iowa Code § 524.304— Publication of notice
- Iowa Code § 524.305— Approval by superintendent
- Iowa Code § 524.306— Incorporation or organization of state bank
- Iowa Code § 524.307— Initial organization of state bank
- Iowa Code § 524.308— Issuance of authorization to do business
- Iowa Code § 524.309— Publication of authorization to do business
- Iowa Code § 524.310— Name of state bank
- Iowa Code § 524.311— Commission for organizing state banks
- Iowa Code § 524.312— Location of state bank — exceptions
- Iowa Code § 524.313— Bylaws
- Iowa Code § 524.316— State banks as mutual corporations
- Iowa Code § 524.401— Minimum capital
- Iowa Code § 524.404— Capital notes and debentures
- Iowa Code § 524.405— Increase or decrease of capital structure
- Iowa Code § 524.521— Authorized shares
- Iowa Code § 524.522— Terms of class or series determined by board of directors
- Iowa Code § 524.523— Certificates representing shares
- Iowa Code § 524.524— Consideration for shares
- Iowa Code § 524.525— Subscription for shares before incorporation or organization
- Iowa Code § 524.526— Fractional shares
- Iowa Code § 524.527— Liability of shareholders or members
- Iowa Code § 524.528— Shareholders’ preemptive rights
- Iowa Code § 524.530— State bank’s acquisition of its own shares
- Iowa Code § 524.531— Loaning on its own shares
- Iowa Code § 524.532— Meetings of shareholders
- Iowa Code § 524.533— Notice of shareholder meetings — waiver of notice generally
- Iowa Code § 524.534— Action without meeting
- Iowa Code § 524.535— Transfer books — fixing record date
- Iowa Code § 524.536— Shareholders’ voting list for meeting
- Iowa Code § 524.537— Quorum of shareholders
- Iowa Code § 524.538— Voting of shares
- Iowa Code § 524.538A— Voting by member of mutual corporation
- Iowa Code § 524.539— Voting trust
- Iowa Code § 524.540— Voting agreements
- Iowa Code § 524.541— Lists — filing with superintendent
- Iowa Code § 524.542— Dividends
- Iowa Code § 524.543— Distribution of shares of state bank
- Iowa Code § 524.544— Change of control — certificate of approval — shares as security — reports
- Iowa Code § 524.545— Options for shares
- Iowa Code § 524.601— Board of directors
- Iowa Code § 524.602— Board of directors — election
- Iowa Code § 524.603— Vacancies
- Iowa Code § 524.604— Duties and responsibilities
- Iowa Code § 524.605— Liability of directors in certain cases
- Iowa Code § 524.606— Removal of directors
- Iowa Code § 524.607— Meetings — waiver of notice — quorum
- Iowa Code § 524.607A— Action without meeting
- Iowa Code § 524.608— Auditing procedures
- Iowa Code § 524.609— Executive and other committees
- Iowa Code § 524.610— Compensation of directors
- Iowa Code § 524.611— Oath of directors
- Iowa Code § 524.612— Director dealing with state bank
- Iowa Code § 524.613— Prohibitions applicable to certain financial transactions involving directors
- Iowa Code § 524.614— Honorary and advisory directors
- Iowa Code § 524.701— Officers and employees
- Iowa Code § 524.702— Officers — duties and liability
- Iowa Code § 524.703— Officers and employees — employment and compensation
- Iowa Code § 524.705— Bonds of officers and employees
- Iowa Code § 524.706— Officer dealing with state bank
- Iowa Code § 524.707— Removal of officers or employees
- Iowa Code § 524.708— Report of change in officer personnel
- Iowa Code § 524.709— Duty to make records available to superintendent
- Iowa Code § 524.710— Prohibitions applicable to certain financial transactions involving officers and employees
- Iowa Code § 524.801— General powers
- Iowa Code § 524.802— Additional powers of a state bank
- Iowa Code § 524.802A— Electronic activities of state bank
- Iowa Code § 524.803— Business property of state bank
- Iowa Code § 524.804— Data processing services
- Iowa Code § 524.805— Deposits
- Iowa Code § 524.806— Deposit in the names of two or more individuals
- Iowa Code § 524.807— Payment of deposited funds
- Iowa Code § 524.808— Adverse claims to deposits
- Iowa Code § 524.809— Authority to lease safe deposit boxes
- Iowa Code § 524.810— Search procedure on death. Repealed by
- Iowa Code § 524.810A— Safe deposit box access
- Iowa Code § 524.811— Adverse claims to property in safe deposit and safekeeping
- Iowa Code § 524.812— Remedies and proceedings for nonpayment of rent on safe deposit box
- Iowa Code § 524.813— Authority to receive property for safekeeping
- Iowa Code § 524.814— Loan or pledge of assets
- Iowa Code § 524.815— Deposits by a state bank
- Iowa Code § 524.816— Deposit account insurance
- Iowa Code § 524.818— Indebtedness of state bank
- Iowa Code § 524.819— Clearing checks at par
- Iowa Code § 524.820— Money received for transmission
- Iowa Code § 524.821— Electronic transmission of funds — restrictions
- Iowa Code § 524.825— Securities activities
- Iowa Code § 524.901— Investments
- Iowa Code § 524.902— General lending powers of a state bank
- Iowa Code § 524.903— Purchase and sale of drafts and bills of exchange
- Iowa Code § 524.904— Loans and extensions of credit to one borrower
- Iowa Code § 524.905— Loans on real property
- Iowa Code § 524.907— Participations
- Iowa Code § 524.908— Leasing of personal property
- Iowa Code § 524.909— Loans and investments by officer
- Iowa Code § 524.910— Property acquired to satisfy debts previously contracted
- Iowa Code § 524.911— Letters of credit
- Iowa Code § 524.912— Customer shall be free to obtain own insurance and loan
- Iowa Code § 524.913— Consumer loans
- Iowa Code § 524.1001— Power to act as fiduciary
- Iowa Code § 524.1002— Actions required, permitted, or prohibited in a fiduciary capacity
- Iowa Code § 524.1003— Removal of fiduciary powers
- Iowa Code § 524.1004— Voluntary relinquishment of fiduciary capacity
- Iowa Code § 524.1005— Trust companies operating on January 1, 1970
- Iowa Code § 524.1005A— Nonresident corporate fiduciaries
- Iowa Code § 524.1006— Banks depositing securities in federally regulated corporation
- Iowa Code § 524.1007— Succession of fiduciary accounts to another financial institution
- Iowa Code § 524.1009— Succession to fiduciary accounts and appointments — merger
- Iowa Code § 524.1101— Definitions
- Iowa Code § 524.1102— Loans and other transactions with affiliates
- Iowa Code § 524.1103— Exceptions
- Iowa Code § 524.1104— Applicability of general loan limitations
- Iowa Code § 524.1105— Examination of affiliates and reports
- Iowa Code § 524.1106— Fees paid to an affiliate — approval by superintendent
- Iowa Code § 524.1201— General provisions
- Iowa Code § 524.1202— Location of offices. Repealed by
- Iowa Code § 524.1203— Cancellation of approval of offices
- Iowa Code § 524.1204— Privileges extended to national banks
- Iowa Code § 524.1206— Identification of legally chartered name of bank — required use of name
- Iowa Code § 524.1212— Location of satellite terminals
- Iowa Code § 524.1213— United community bank offices. Repealed by
- Iowa Code § 524.1301— Dissolution by incorporators, organizers, or initial directors
- Iowa Code § 524.1302— Involuntary dissolution prior to commencement of business
- Iowa Code § 524.1303— Voluntary dissolution after commencement of business
- Iowa Code § 524.1304— Voluntary dissolution — approval
- Iowa Code § 524.1304A— Articles of dissolution
- Iowa Code § 524.1305— Voluntary dissolution proceedings — winding up
- Iowa Code § 524.1306— Revocation of voluntary dissolution proceedings
- Iowa Code § 524.1308A— Known claims against dissolved state bank
- Iowa Code § 524.1308B— Unknown claims against dissolved state bank
- Iowa Code § 524.1309— Becoming subject to chapter 490
- Iowa Code § 524.1310— Involuntary dissolution after commencement of business — federal deposit insurance corporation as receiver
- Iowa Code § 524.1311— Involuntary dissolution after commencement of business — receivership procedure
- Iowa Code § 524.1312— Distribution of assets upon insolvency
- Iowa Code § 524.1314— Survival of rights and remedies after dissolution or expiration — preservation of records
- Iowa Code § 524.1401— Authority to merge
- Iowa Code § 524.1402— Requirements for a merger
- Iowa Code § 524.1403— Approval of merger by superintendent
- Iowa Code § 524.1404— Procedure after approval by superintendent — issuance of certificate of merger
- Iowa Code § 524.1405— Effect of merger
- Iowa Code § 524.1406— Appraisal rights of shareholders
- Iowa Code § 524.1408— Merger of corporation or limited liability company substantially owned by a state bank
- Iowa Code § 524.1409— Conversion of national bank, federal savings association, out-of-state bank, or state or federally chartered credit union into state bank
- Iowa Code § 524.1410— Application for approval by superintendent
- Iowa Code § 524.1411— Articles of conversion
- Iowa Code § 524.1413— Approval of conversion by superintendent
- Iowa Code § 524.1414— Receipt by secretary of state
- Iowa Code § 524.1415— Effect of filing of articles of conversion with secretary of state
- Iowa Code § 524.1416— Authority for conversion of state bank into national bank or federal savings association
- Iowa Code § 524.1417— Appraisal rights of shareholder of converting state or national bank or federal savings association
- Iowa Code § 524.1418— Succession to fiduciary accounts and appointments — application for appointment of new fiduciary
- Iowa Code § 524.1419— Offices of a resulting state bank
- Iowa Code § 524.1420— Nonconforming assets of resulting state bank
- Iowa Code § 524.1421— Mutual to stock conversions
- Iowa Code § 524.1422— Notice of mutual to stock conversion
- Iowa Code § 524.1501— Authority to amend
- Iowa Code § 524.1502— Procedure to amend
- Iowa Code § 524.1503— Voting on amendments by voting groups
- Iowa Code § 524.1504— Articles of amendment
- Iowa Code § 524.1505— Approval of articles of amendment
- Iowa Code § 524.1506— Certificate of amendment
- Iowa Code § 524.1508— Restated articles of incorporation
- Iowa Code § 524.1509— Reverse stock split
- Iowa Code § 524.1510— Effect of amendment
- Iowa Code § 524.1601— Penalties and criminal provisions applicable to directors, officers, and employees of state banks and bank holding companies
- Iowa Code § 524.1602— Penalties applicable to state bank
- Iowa Code § 524.1603— Engaging in business unlawfully
- Iowa Code § 524.1604— Failure to file report or make statement
- Iowa Code § 524.1605— False statements, reports, and felonious acts
- Iowa Code § 524.1606— Fraudulent advertising or notice
- Iowa Code § 524.1607— False statement for credit
- Iowa Code § 524.1608— Penalty for accepting deposits while insolvent
- Iowa Code § 524.1609— False statements concerning state banks
- Iowa Code § 524.1610— Violation of prohibition against receiving a commission for organizing a state bank
- Iowa Code § 524.1611— Offenses involving employees of banking division
- Iowa Code § 524.1801— Definitions
- Iowa Code § 524.1802— Limitation
- Iowa Code § 524.1803— Offer to purchase stock. Repealed by
- Iowa Code § 524.1804— Notice of acquisition
- Iowa Code § 524.1805— Restrictions on acquisitions and mergers
- Iowa Code § 524.1806— Banks owned or controlled — officers and directors
- Iowa Code § 524.1807— Penalties
- Iowa Code § 524.1808— Insurance sales
- Iowa Code § 524.1809— Mutual bank holding companies
- Iowa Code § 524.2001— Applicability of other chapters
- Iowa Code § 524.2002— Secretary of state — extra services — surcharge