Iowa Chapter 537 — Consumer Credit Code
135 sections hosted, reproduced from the official public-domain source.
- Iowa Code § 537.1101— Short title
- Iowa Code § 537.1102— Purposes — rules of construction
- Iowa Code § 537.1103— Law applicable
- Iowa Code § 537.1104— Construction
- Iowa Code § 537.1107— Waiver — agreement — settlement
- Iowa Code § 537.1108— Effect on organizations
- Iowa Code § 537.1110— Obligation of good faith
- Iowa Code § 537.1201— Territorial application
- Iowa Code § 537.1202— Exclusions
- Iowa Code § 537.1203— Jurisdiction — service of process
- Iowa Code § 537.1301— General definitions
- Iowa Code § 537.1302— Definition — Truth in Lending Act
- Iowa Code § 537.1303— Other defined terms
- Iowa Code § 537.2101— Short title
- Iowa Code § 537.2102— Scope
- Iowa Code § 537.2201— Finance charge for consumer credit sales not pursuant to open-end credit
- Iowa Code § 537.2202— Finance charge for consumer credit sales pursuant to open-end credit
- Iowa Code § 537.2301— Authority to make supervised loans
- Iowa Code § 537.2303— Revocation or suspension of license
- Iowa Code § 537.2304— Records — annual reports
- Iowa Code § 537.2305— Examinations and investigations
- Iowa Code § 537.2307— Restrictions on interest in land as security
- Iowa Code § 537.2308— Regular schedule of payments — maximum loan term
- Iowa Code § 537.2309— No other business for purpose of evasion
- Iowa Code § 537.2310— Conduct of business other than making loans
- Iowa Code § 537.2401— Finance charge for consumer loans not pursuant to open-end credit
- Iowa Code § 537.2402— Finance charge for consumer loans pursuant to open-end credit
- Iowa Code § 537.2403— Finance charge for consumer loans secured by a motor vehicle
- Iowa Code § 537.2501— Additional charges
- Iowa Code § 537.2502— Delinquency charges
- Iowa Code § 537.2503— Deferral charges
- Iowa Code § 537.2504— Finance charge on refinancing
- Iowa Code § 537.2505— Finance charge on consolidation
- Iowa Code § 537.2506— Advances to perform covenants of consumer
- Iowa Code § 537.2507— Attorney fees
- Iowa Code § 537.2508— Conversion to open-end credit
- Iowa Code § 537.2509— Right to prepay
- Iowa Code § 537.2510— Rebate or refund upon prepayment
- Iowa Code § 537.2601— Charges for other credit transactions
- Iowa Code § 537.3101— Short title
- Iowa Code § 537.3102— Scope
- Iowa Code § 537.3201— Compliance with Truth in Lending Act
- Iowa Code § 537.3202— Consumer leases
- Iowa Code § 537.3203— Notice to consumer
- Iowa Code § 537.3204— Notice of assignment
- Iowa Code § 537.3205— Change in terms of open-end credit accounts
- Iowa Code § 537.3206— Receipt — statements of account — evidence of payment — credits
- Iowa Code § 537.3207— Form of insurance premium loan agreement
- Iowa Code § 537.3208— Notice to cosigners and similar parties
- Iowa Code § 537.3209— Advertising
- Iowa Code § 537.3210— Prohibited statements relating to rates
- Iowa Code § 537.3211— Notice of consumer paper
- Iowa Code § 537.3212— Notice of methods of financing and rates
- Iowa Code § 537.3301— Security in consumer credit transactions
- Iowa Code § 537.3302— Cross-collateral
- Iowa Code § 537.3303— Debt secured by cross-collateral
- Iowa Code § 537.3304— Use of multiple agreements
- Iowa Code § 537.3305— No assignment of earnings
- Iowa Code § 537.3306— Authorization to confess judgment prohibited
- Iowa Code § 537.3307— Certain negotiable instruments prohibited
- Iowa Code § 537.3308— Balloon payments
- Iowa Code § 537.3309— Referral sales and leases
- Iowa Code § 537.3310— Limitations on executory transactions
- Iowa Code § 537.3311— Discrimination prohibited
- Iowa Code § 537.3401— Restriction on liability in consumer lease
- Iowa Code § 537.3402— Limitation on default charges
- Iowa Code § 537.3403— Card issuer subject to claims and defenses
- Iowa Code § 537.3404— Assignee subject to claims and defenses
- Iowa Code § 537.3405— Lender subject to defenses arising from sales and leases
- Iowa Code § 537.3501— Door-to-door sales
- Iowa Code § 537.3601— Short title
- Iowa Code § 537.3602— Purposes — rules of construction
- Iowa Code § 537.3603— Exclusions
- Iowa Code § 537.3604— General definitions
- Iowa Code § 537.3605— Disclosures
- Iowa Code § 537.3606— Form requirements
- Iowa Code § 537.3607— Receipts
- Iowa Code § 537.3608— Acquiring ownership
- Iowa Code § 537.3609— Renegotiation
- Iowa Code § 537.3610— Balloon payments prohibited
- Iowa Code § 537.3611— Prohibited charges
- Iowa Code § 537.3612— Additional charges
- Iowa Code § 537.3613— Reinstatement fees
- Iowa Code § 537.3614— Taxes and official fees
- Iowa Code § 537.3615— Advertising
- Iowa Code § 537.3616— Lessee’s reinstatement rights
- Iowa Code § 537.3617— Unconscionability
- Iowa Code § 537.3618— Default
- Iowa Code § 537.3619— Cure of default
- Iowa Code § 537.3620— Willful and intentional violations
- Iowa Code § 537.3621— Damages
- Iowa Code § 537.3622— Effect of correction
- Iowa Code § 537.3623— Statute of limitations
- Iowa Code § 537.3624— Enforcement
- Iowa Code § 537.4101— Scope — excess charges
- Iowa Code § 537.5101— Short title
- Iowa Code § 537.5102— Scope
- Iowa Code § 537.5103— Creditor’s obligations on repossession — restriction on deficiency judgments
- Iowa Code § 537.5104— No garnishment before judgment
- Iowa Code § 537.5105— Limitation on garnishment
- Iowa Code § 537.5106— Garnishment
- Iowa Code § 537.5107— Extortionate or unlawful extensions of credit
- Iowa Code § 537.5108— Unconscionability — inducement by unconscionable conduct — unconscionable debt collection
- Iowa Code § 537.5109— Default
- Iowa Code § 537.5110— Cure of default
- Iowa Code § 537.5111— Notice of right to cure
- Iowa Code § 537.5113— Venue
- Iowa Code § 537.5114— Complaint — proof
- Iowa Code § 537.5201— Effect of violations on rights of parties
- Iowa Code § 537.5202— Damages or penalties as setoff to obligation
- Iowa Code § 537.5203— Civil liability for violation of disclosure provisions
- Iowa Code § 537.5301— Willful violations
- Iowa Code § 537.5302— Disclosure violations
- Iowa Code § 537.6101— Short title
- Iowa Code § 537.6102— Applicability
- Iowa Code § 537.6103— Administrator
- Iowa Code § 537.6104— Powers of administrator — reliance on rules — duty to report
- Iowa Code § 537.6105— Administrative powers with respect to supervised financial organizations and supervised loan licensees
- Iowa Code § 537.6106— Investigatory powers
- Iowa Code § 537.6108— Administrative enforcement orders
- Iowa Code § 537.6109— Assurance of discontinuance
- Iowa Code § 537.6110— Injunctions and other proceedings in equity
- Iowa Code § 537.6111— Injunctions against unconscionable agreements and fraudulent or unconscionable conduct
- Iowa Code § 537.6112— Temporary relief
- Iowa Code § 537.6113— Civil actions by administrator
- Iowa Code § 537.6115— Consumer’s remedies not affected
- Iowa Code § 537.6116— Venue
- Iowa Code § 537.6117— Administrative rules
- Iowa Code § 537.6201— Applicability
- Iowa Code § 537.6202— Notification
- Iowa Code § 537.6203— Fees
- Iowa Code § 537.7101— Short title
- Iowa Code § 537.7102— Definitions
- Iowa Code § 537.7103— Prohibited practices
- Iowa Code § 537.8101— Provision of credit card number as condition of check cashing or acceptance prohibited