(1) In this chapter: “Acceptor” means a drawee who has accepted a draft.
(2) “Drawee” means a person ordered in a draft to make payment.
(3) “Drawer” means a person who signs or is identified in a draft as a person ordering payment.
(4) “Good faith” means honesty in fact in the conduct or transaction concerned.
(5) “Maker” means a person who signs or is identified in a note as a person undertaking to pay.
(6) “Order” means a written instruction to pay money signed by the person giving the instruction. The instruction may be addressed to any person, including the person giving the instruction, or to one (1) or more persons jointly or in the alternative but not in succession. An authorization to pay is not an order unless the person authorized to pay is also instructed to pay.
(7) “Ordinary care” in the case of a person engaged in business means observance of reasonable commercial standards, prevailing in the area in which the person is located, with respect to the business in which the person is engaged. In the case of a bank that takes an instrument for processing for collection or payment by automated means, reasonable commercial standards do not require the bank to examine the instrument if the failure to examine does not violate the bank’s prescribed procedures and the bank’s procedures do not vary unreasonably from general banking usage not disapproved by this chapter or chapter 4[, title 28, Idaho Code].
(8) “Party” means a party to an instrument.
(9) “Promise” means a written undertaking to pay money signed by the person undertaking to pay. An acknowledgment of an obligation by the obligor is not a promise unless the obligor also undertakes to pay the obligation.
(10) “Prove” with respect to a fact means to meet the burden of establishing the fact (section 28-1-201(b)(8)[, Idaho Code]).
(11) “Remitter” means a person who purchases an instrument from its issuer if the instrument is payable to an identified person other than the purchaser.
(12) Other definitions applying to this chapter and the sections in which they appear are:
(13) The following definitions in other chapters apply to this chapter:
(14) In addition, chapter 1[, title 28, Idaho Code,] contains general definitions and principles of construction and interpretation applicable throughout this chapter.
“Acceptance” Section 28-3-409[, Idaho Code]
“Accommodated party” Section 28-3-419[, Idaho Code]
“Accommodation party” Section 28-3-419[, Idaho Code]
“Alteration” Section 28-3-407[, Idaho Code]
“Anomalous indorsement” Section 28-3-205[, Idaho Code]
“Blank indorsement” Section 28-3-205[, Idaho Code]
“Cashier’s check” Section 28-3-104[, Idaho Code]
“Certificate of deposit” Section 28-3-104[, Idaho Code]
“Certified check” Section 28-3-409[, Idaho Code]
“Check” Section 28-3-104[, Idaho Code]
“Consideration” Section 28-3-303[, Idaho Code]
“Demand draft” Section 28-3-104[, Idaho Code]
“Draft” Section 28-3-104[, Idaho Code]
“Holder in due course” Section 28-3-302[, Idaho Code]
“Incomplete instrument” Section 28-3-115[, Idaho Code] “Indorsement” Section 28-3-204[, Idaho Code]
“Indorser” Section 28-3-204[, Idaho Code]
“Instrument” Section 28-3-104[, Idaho Code]
“Issue” Section 28-3-105[, Idaho Code]
“Issuer” Section 28-3-105[, Idaho Code]
“Negotiable instrument” Section 28-3-104[, Idaho Code]
“Negotiation” Section 28-3-201[, Idaho Code]
“Note” Section 28-3-104[, Idaho Code]
“Payable at a definite time” Section 28-3-108[, Idaho Code]
“Payable on demand” Section 28-3-108[, Idaho Code]
“Payable to bearer” Section 28-3-109[, Idaho Code]
“Payable to order” Section 28-3-109[, Idaho Code]
“Payment” Section 28-3-602[, Idaho Code]
“Person entitled to enforce” Section 28-3-301[, Idaho Code]
“Presentment” Section 28-3-501[, Idaho Code]
“Reacquisition” Section 28-3-207[, Idaho Code]
“Special indorsement” Section 28-3-205[, Idaho Code]
“Teller’s check” Section 28-3-104[, Idaho Code]
“Transfer of instrument” Section 28-3-203[, Idaho Code]
“Traveler’s check” Section 28-3-104[, Idaho Code]
“Value” Section 28-3-303[, Idaho Code]
“Bank” Section 28-4-105[, Idaho Code]
“Banking day” Section 28-4-104[, Idaho Code]
“Clearing house” Section 28-4-104[, Idaho Code]
“Collecting bank” Section 28-4-105[, Idaho Code]
“Depositary bank” Section 28-4-105[, Idaho Code]
“Documentary draft” Section 28-4-104[, Idaho Code]
“Intermediary bank” Section 28-4-105[, Idaho Code]
“Item” Section 28-4-104[, Idaho Code]
“Payor bank” Section 28-4-105[, Idaho Code]
“Suspends payments” Section 28-4-104[, Idaho Code]