Chapter
Part 6 Funds Transfers Subject Matter and Definitions
- Idaho Code § 28-4-101— Short title. — This chapter may be cited as Uniform Commercial Code
- Idaho Code § 28-4-102— Applicability
- Idaho Code § 28-4-103— Variation by agreement — Measure of damages — Certain action constituting ordinary care
- Idaho Code § 28-4-104— Definitions and index of definitions
- Idaho Code § 28-4-105— “Bank” — “Depositary bank” — “Intermediary bank” — “Collecting bank” — “Payor bank” — “Presenting bank.”
- Idaho Code § 28-4-106— Payable through or payable at bank — Collecting bank
- Idaho Code § 28-4-107— Separate office of a bank
- Idaho Code § 28-4-108— Time of receipt of items
- Idaho Code § 28-4-109— Delays
- Idaho Code § 28-4-110— Electronic presentment
- Idaho Code § 28-4-111— Statute of limitations
- Idaho Code § 28-4-201— Status of collecting bank as agent and provisional status of credits — Applicability of chapter — Item indorsed “pay any bank.”
- Idaho Code § 28-4-202— Responsibility for collection or return — When action timely
- Idaho Code § 28-4-203— Effect of instructions
- Idaho Code § 28-4-204— Methods of sending and presenting — Sending directly to payor bank
- Idaho Code § 28-4-205— Depositary bank holder of unindorsed item
- Idaho Code § 28-4-206— Transfer between banks
- Idaho Code § 28-4-207— Transfer warranties
- Idaho Code § 28-4-208— Presentment warranties
- Idaho Code § 28-4-209— Encoding and retention warranties
- Idaho Code § 28-4-210— Security interest of collecting bank in items, accompanying documents and proceeds
- Idaho Code § 28-4-211— When bank gives value for purposes of holder in due course
- Idaho Code § 28-4-212— Presentment by notice of item not payable by, through or at a bank — Liability of drawer or indorser
- Idaho Code § 28-4-213— Medium and time of settlement by bank
- Idaho Code § 28-4-214— Right of charge-back or refund — Liability of collecting bank — Return of item
- Idaho Code § 28-4-215— Final payment of item by payor bank — When provisional debits and credits become final — When certain credits become available for withdrawal
- Idaho Code § 28-4-216— Insolvency and preference
- Idaho Code § 28-4-301— Deferred posting — Recovery of payment by return of items — Time of dishonor — Return of items by payor bank
- Idaho Code § 28-4-302— Payor bank’s responsibility for late return of item
- Idaho Code § 28-4-303— When items subject to notice, stop-payment order, legal process or setoff — Order in which items may be charged or certified
- Idaho Code § 28-4-401— When bank may charge customer’s account
- Idaho Code § 28-4-402— Bank’s liability to customer for wrongful dishonor — Time of determining insufficiency of account
- Idaho Code § 28-4-403— Customer’s right to stop payment — Burden of proof of loss
- Idaho Code § 28-4-404— Bank not obligated to pay check more than six months old
- Idaho Code § 28-4-404.1— Bank shall provide notice of use of photocopy check. — In the event the original copy of a check is lost or mutilated during processing by a bank, and if a photocopy of a check is presented for payment, and the bank honors the photocopy for payment, the bank shall prepare a notice to its customer, which shall be forwarded to the customer with the monthly statement of accounts
- Idaho Code § 28-4-404.2— Statutory form for notice of processing photocopied check. — The notice of a photocopied check required by section 28-4-404A, Idaho Code, shall be imprinted on the jacket containing the photocopied check or the facsimile itself and the notice shall be substantially in the following form:
- Idaho Code § 28-4-404.3— When notice not required. — The notice required by section 28-4-404B, Idaho Code, shall not be required in the event that the customer has elected to have the bank hold checks
- Idaho Code § 28-4-405— Death or incompetence of customer
- Idaho Code § 28-4-406— Customer’s duty to discover and report unauthorized signature or alteration
- Idaho Code § 28-4-407— Payor bank’s right to subrogation on improper payment
- Idaho Code § 28-4-501— Handling of documentary drafts — Duty to send for presentment and to notify customer of dishonor
- Idaho Code § 28-4-502— Presentment of “on arrival” drafts
- Idaho Code § 28-4-503— Responsibility of presenting bank for documents and goods — Report of reasons for dishonor — Referee in case of need
- Idaho Code § 28-4-504— Privilege of presenting bank to deal with goods — Security interest for expenses
- Idaho Code § 28-4-601— Short title. — This part may be cited as “Uniform Commercial Code
- Idaho Code § 28-4-602— Subject matter
- Idaho Code § 28-4-603— Payment order — Definitions
- Idaho Code § 28-4-604— Funds transfer — Definitions
- Idaho Code § 28-4-605— Other definitions
- Idaho Code § 28-4-606— Time payment order is received
- Idaho Code § 28-4-607— Federal reserve regulations and operating circulars
- Idaho Code § 28-4-608— Relationship to electronic fund transfer act
- Idaho Code § 28-4-609— Security procedure
- Idaho Code § 28-4-610— Authorized and verified payment orders
- Idaho Code § 28-4-611— Unenforceability of certain verified payment orders
- Idaho Code § 28-4-612— Refund of payment and duty of customer to report with respect to unauthorized payment order
- Idaho Code § 28-4-613— Erroneous payment orders
- Idaho Code § 28-4-614— Transmission of payment order through funds — Transfer or other communication system
- Idaho Code § 28-4-615— Misdescription of beneficiary
- Idaho Code § 28-4-616— Misdescription of intermediary bank or beneficiary’s bank
- Idaho Code § 28-4-617— Acceptance of payment order
- Idaho Code § 28-4-618— Rejection of payment order
- Idaho Code § 28-4-619— Cancellation and amendment of payment order
- Idaho Code § 28-4-620— Liability and duty of receiving bank regarding unaccepted payment order
- Idaho Code § 28-4-621— Execution and execution date
- Idaho Code § 28-4-622— Obligations of receiving bank in execution of payment order
- Idaho Code § 28-4-623— Erroneous execution of payment order
- Idaho Code § 28-4-624— Duty of sender to report erroneously executed payment order
- Idaho Code § 28-4-625— Liability for late or improper execution or failure to execute payment order
- Idaho Code § 28-4-626— Payment date
- Idaho Code § 28-4-627— Obligation of sender to pay receiving bank
- Idaho Code § 28-4-628— Payment by sender to receiving bank
- Idaho Code § 28-4-629— Obligation of beneficiary’s bank to pay and give notice to beneficiary
- Idaho Code § 28-4-630— Payment by beneficiary’s bank to beneficiary
- Idaho Code § 28-4-631— Payment by originator to beneficiary — Discharge of underlying obligation
- Idaho Code § 28-4-632— Variation by agreement and effect of funds-transfer system rule
- Idaho Code § 28-4-633— Creditor process served on receiving bank — Setoff by beneficiary’s bank
- Idaho Code § 28-4-634— Injunction or restraining order with respect to funds transfer
- Idaho Code § 28-4-635— Order in which items and payment orders may be charged to account — Order of withdrawals from account
- Idaho Code § 28-4-636— Preclusion of objection to debit of customer’s account
- Idaho Code § 28-4-637— Rate of interest
- Idaho Code § 28-4-638— Choice of law