(1) For purposes of this section, “policy” means a life insurance policy, disability insurance policy or long-term care insurance policy.
(2) Notwithstanding any provision of law to the contrary, it shall be unlawful to discriminate against a person in the offering, issuance, cancellation, price or conditions of a policy, or in the amount of coverage provided under a policy, based solely and without any additional actuarial risks on the status of such person as a living organ donor.
(3) The director of the department of insurance may take such actions authorized under this title that are necessary to enforce this section.