Sec. 93. "Flood" or "flood water", for purposes of IC 14-28-1, IC 14-28-3, and IC 14-28-4, means the water:
(1) of a river, stream, or lake:
(A) in Indiana; or
(B) upon or adjoining a boundary line of Indiana; and
(2) that is above the bank or outside the channel and banks of the river, stream, or lake.