Sec. 105. Unless the loan is made subject to IC 24-4.5-3 by agreement (IC 24-4.5-3-601), and except with respect to:
(a) disclosure (IC 24-4.5-3-301);
(b) debtors' remedies (IC 24-4.5-5-201);
(c) providing payoff amounts (IC 24-4.5-3-209);
(d) providing property tax information (IC 24-4.5-3-701);
(e) powers and functions of the department (IC 24-4.5-6-104);
(f) the department's examination and investigatory authority (IC 24-4.5-6-106); and
(g) the department's administrative enforcement authority (IC 24-4.5-6-108);
"consumer loan" does not include a first lien mortgage transaction.