Sec. 5. As used in this chapter, "disclose", with respect to protected financial information, means to transfer, publish, or distribute the protected financial information to another person for any purpose other than to:
(1) process, facilitate, or service a payment card transaction;
(2) take any action related to:
(A) dispute processing;
(B) fraud management; or
(C) protecting the integrity of the transaction with respect to:
(i) illegal activity;
(ii) security breaches; or
(iii) cyber risks;
with respect to a payment card transaction; or
(3) manage a loyalty or rewards program related to a payment card transaction.